The ATO's Small Business Superannuation Clearing House (SBSCH) has been a free, dependable way for small employers to pay super for years. After 1 July 2026, it will be gone.
The closure timeline
- 1 October 2025: SBSCH closed to new registrations. Employers who weren't already using it can no longer sign up.
- Through 30 June 2026: Existing users can keep using the SBSCH. The quarterly payment for January to March 2026, due 28 April 2026, should be the last contribution processed through it.
- 1 July 2026: The SBSCH is permanently switched off. Logins, payments, and historical records all become inaccessible with no grace period.
Why is the ATO closing it?
The SBSCH was built around quarterly batches. From 1 July 2026, the new Payday Super rules require employers to pay super within 7 business days of each payday. The SBSCH simply isn't built for that frequency, so it's being retired.
What you need to do
- Choose a SuperStream-compliant alternative. The most common options are payroll software with a built-in clearing house (Xero, MYOB, QuickBooks, Reckon, Microkeeper), a super fund clearing house such as AustralianSuper's QuickSuper, or a commercial clearing house from the ATO's SuperStream Product Register.
- Run a test pay through the new system well before 30 June 2026. This is the time to discover any rejected payments, member-matching issues, or fund detail problems, while the SBSCH is still there as a backup.
- Download and keep your SBSCH payment history. Once the system shuts down, you won't be able to log back in. Save your records to a secure location alongside your other payroll archives.
- Plan for Payday Super. From 1 July 2026, super needs to be paid within 7 business days of each payday. Make sure your chosen system can handle that cadence and that your cash flow planning reflects it.
- Schedule the April to June 2026 quarter through your new provider. That payment is due 28 July 2026 and will already be sitting outside the SBSCH.
The risk of doing nothing
Missed super guarantee deadlines come with the Superannuation Guarantee Charge, which adds unpaid super, interest, and administration fees on top of the original liability. Penalties can apply to directors personally. A smooth, planned transition now is far cheaper than scrambling in June.
If you'd like help choosing the right replacement or setting up Payday Super in your payroll, get in touch with your client manager. We'll match the system to the way you run your business.